A friend of mine sent me this in an email recently. She's a big Dave Ramsey follower, and she found this on one of the message boards on his website, posted by the username Kvarady. I know I won't follow all of these tips (we try to avoid processed foods for the most part, but just aren't 100% from-scratch type of cooks), and there's a few big things that didn't get a mention (meat is expensive-- you can get your protein from other, cheaper sources like beans). But all in all I'd say this is a great list of tips, for those who're looking for ways to be a bit more economical at the grocery store right now:
Everyone is looking for ways to save money.
Consumable items are one of the most obvious areas of savings. I am
often asked how we manage to keep our grocery budget low, and the tips
below will help you find ways to slice your grocery bill by at least 20
percent.
Plan a Menu
Write the menu
on the family calendar that has everything else on it. The activities
listed on this calendar will trigger your thoughts on who will be
available for each day's meals. It will also highlight crunch days so
you can plan accordingly. Days where you are running kids around after
school or work may require a slow cooker meal. The family calendar
helps you recognize these days and plan accordingly. One key element
for saving the 20% is to use your favorite store's sales flier when
planning the menu which leads me to the next item.
Shop the Sales
If
you do not get the weekly sales flier delivered, look online. I review
our store's flier on the web each week. Plan your menu around the meats
and produce that are on sale that week. If there is a particularly good
sale item that you use often make a note to stock up on it. Over time,
you get a general feel for how much of one item you might need before
the next sale. Many areas repeat sales every twelve weeks. I find that
certain items go on sale much more frequently. I am fairly aware of how
often the sales come around for my most commonly used ingredients. In
my house, this week's menu will have sale items from both last week's
and this week's ads. If ground beef family packs are at a super low
price, you can stock up and use it for several weeks. I generally bring
the sales flier to the dinner table one night and mention the meats and
produce on sale. I ask family members what sounds good to them and get
other requests for the grocery list. Make your menu from the sales
flier and then make your grocery list using both the menu and the sales
flier.
Buy Only What You Need
I make
my grocery list on business reply envelopes from junk mail inserts. It
provides a place for the coupons and cash. We all know that you are
supposed to make a list and stick to it. That is impossible for me but
not impossible for my husband. I am the family cook so when I go
through the store, I end up spending more. Sure, I might pick up an
item or two that should have been on the list but reality is that I
pick up a lot of things that we really do not need. So, my husband
takes the list, shops only the list and comes home with whatever is on
the list. I chuckle as I write this because it is important to note
that he calls me at least twice during every grocery excursion. If
everyone is agreeable, give this chore to the one who is most likely to
spend the least.
Cook from scratch
There
are those who are clueless on how to cook from scratch and know it,
there are those who think they are scratch cooks, and finally, there
are those who really are scratch cooks. I ask people to check their
pantries and refrigerators to determine which kind of cook they are.
True scratch cooks usually don't have a lot of the following:
. Boxed mixes such as pancake mix, brownie mix, cake mix, seasoned noodle mixes, seasoned rice mixes, and muffin mixes.
. Jarred items such as meat marinades, pasta sauces, cheese sauces/dips, and salad dressings.
. Packet mixes such as taco seasoning, gravy packets, and soup packets.
. Bottles of iced tea, sports drinks, chocolate milk, and sweet drinks.
. Cans of soup, enchilada sauces, chili, ready-made pasta dishes, and spaghetti sauce.
If
you routinely buy a lot of the items above, that isn't scratch cooking.
Scratch cooking is making nacho cheese sauce using a basic white sauce
and cheese. Scratch cooking is making pancakes and muffins using flour,
sugar, milk, oil and eggs. Scratch cooking means making gravy from pan
drippings, taco seasoning from spices kept on hand, and iced tea by
boiling tea bags in water. Scratch cooks make their own chili and a lot
of their own soups. Scratch cooks use basic brown or white rice and
season it accordingly. I do not wish to imply that scratch cooking is
necessarily the best way to cook, but it certainly is the cheapest way
to cook. Most scratch cooks have their favorite packets, boxes and
jars, but for the most part, you won't find their pantry full of them.
If
you realize that maybe you are not a scratch cook, there are all sorts
of websites and cookbooks that can help you become one. It is very
rewarding because it allows you to have more control over the quality
of food you serve your family in addition to saving money. If you
choose not to be a scratch cook, make note of the prepared items you
buy regularly and know what the rock bottom prices are for them and try
to buy them at those prices.
Clean Like Grandma Did
Cleaning
supplies has gotten very fancy and very disposable. It is also very
expensive. Think about how your grandmother cleaned windows. She
probably used basic ingredients like ammonia, vinegar and water. She
probably used old newspapers to wash her windows. Take a hard look at
your cleaning supplies and see how it compares to Grandma's. Is your
glass cleaner now a pack of wipes rather than an off brand bottle that
requires a rag? Is your furniture cleaner now a wipe? Does your duster
and toilet brush now require disposable replacements? These things are
very convenient but add greatly to the grocery bill. My cleaning
supplies consist of some very basic items such as ammonia, bleach,
soap, and lots of rags made from old t-shirts, towels and sheets. When
you wish to save money in any area, consider how grandma handled it.
Prepare for Tomorrow's Meal Tonight
This
suggestion came from a frugality book I read several years ago. This
alone, saves our family about $100 a month. I know from personal
experience that one of the hardest things to do at the end of a busy
workday is to come home and cook dinner. Regardless of our vocations,
we family cooks are busy all day. Thinking ahead by one day can save
your family hundreds of dollars a year by avoiding fast food and
restaurant meals. When I think ahead by one day, it almost guarantees
we will eat at home the next day instead of heading to a restaurant.
How many times have you eaten out because you forgot to thaw the meat?
When cooking and cleaning up dinner tonight, take some steps to prepare
tomorrow night's meal. Check the menu, verify you have the ingredients,
gather the ingredients and place them front and center on the counter
or on a shelf, and pull out the meat to thaw. If you are going to use
the slow cooker, put all the ingredients in the crock and place it in
the fridge. If you need another family member to start the process
before you get home tomorrow night, put up the reminder sticky note
tonight. If you need to marinate meat, whip up the marinade tonight and
put a note on the garage door or fridge to remind yourself to pour the
marinade over the meat in the morning. Also take the time to pack
tomorrow's lunches for those who need one. My husband and teens clean
up so I am free to work on these other things while they are busy. A
nice benefit is that we are all in the kitchen after dinner still
spending family time together. This simple change in habit of starting
the process the night before saves us a minimum of $40 a week because
it stops us from eating out.
Put Smorgasbord Night on the Menu
This
represents one of those things I thought everyone did and was surprised
to learn otherwise. Smorgasbord night is our term for using leftovers.
It is best understood if I describe a typical night. The night before
grocery shopping day, I will do smorgasbord night. What I do is
inventory everything we have not eaten during the week. I make a
special effort to use anything that has a short life span. I generally
display all the smorgasbord items on a big white platter or large
cutting board for appeal. Here is how it works. One or two leftover
pieces of pizza get cut into bite-sized pieces, heated, and placed on
the platter. Remaining fruit gets cut into wedges or bite sized pieces
and added to the platter. Enough deli turkey for one sandwich will get
made into a sandwich, cut into wedges, and added to the platter. Raw
vegetables are added. Sometimes I have some ingredients I can pull
together from leftovers to make a wrap or a quesadilla. I will pull
those together, cut them into smaller portions and add them to the
platter. I use party toothpicks on some items like wraps to keep them
together or on chunks of pineapple or other fruit for easy handling.
Even an extra piece of lasagna or an extra burrito will get warmed and
cut into smaller portions. Each family member gets a variety of food
and walks away from the table feeling satisfied. I get the satisfaction
of a cleaned out fridge and the good feeling of making sure we use up
the food before bringing in more food.
Make Do with What You Have
I
initiated a $25 a week grocery challenge to some members last year. The
goal for each family who took the challenge was to commit to cutting
their grocery bill to $25 a week to buy bread, milk and perishables so
we could use up what we had. The challenge forced us to make our own
chicken broth, it forced us to use up some unusual grains we bought for
special recipes, it forced us to get very creative with our cooking and
to try new things. About a dozen took the challenge and the reality was
that several of us felt like our food was multiplying. I found a
mystery grain in my cupboard and after figuring out what it was
(bulgur), cooked it like rice and now we know my family likes it better
than rice. I started making chicken broth from scratch again by
throwing the bones into a crock full of water with celery ends, onion
ends, a clove of garlic and some pepper. I let it cook all night, turn
it off in the morning and allow it to cool. Strain it and place the
broth in container to freeze. Several of us made it 7 weeks spending
75% less than what we would normally spend.
Save Bits and Pieces
I
keep two containers in my freezer, one for beef based items and one for
chicken based items. A small portion of beef roast left, it gets cut
into soup or stew sized pieces and goes into the container. Six green
beans left, they go into a container. A little dab of onion goes into
the container. A small bit of gravy goes into the container. When the
container is a little over half full, I make soup with it. Did you know
that leftover mashed potatoes make terrific potatoes soup the next
night?
Take a Trash Inventory
Analyze
your trash and see if what you are throwing away tells you something.
Are you throwing away Ziploc bags instead of rewashing and reusing? Are
you throwing out beef or chicken bones before using them to make broth?
Are there a lot of paper towels going into the trash instead of using
dishrags and cloth towels? When you throw away an old t-shirt, do you
cut it up into rags and only throw away the unusable parts. Are you
throwing away the heels of bread instead of saving them up and making
homemade croutons, using them for French onion soup, or your own
Italian bread crumb mix? I dust my house with old gym socks. I put them
on both hands and go through with my spray and do double handed
dusting. There is a lot of money in that trash can if you look at it
with the right thought process.
The Art of Leftovers
I
don't know if everyone's family is like mine but no one in my house
(except me) will actually open the lid of a plastic container to see
what is inside it. That is where most of my food waste use to occur.
These days, if I have enough roast beef and mashed potatoes left over
for someone to have for lunch, I arrange it on a plate. I will put the
gravy in a small glass bowl on the same plate. Then I will wrap the
plate up with plastic wrap and set it on a shelf in the fridge. If I do
this, DH will actually grab the plate and heat it up for lunch. I will
often make a platter of fruits and veggies and do the same thing. I
find that if I make the food look appealing and set it where it can be
seen, it will actually get eaten and I have less waste. When the kids
were younger, I would pull the platter of fruits and veggies out of the
fridge right after school. I would add crackers and pb or cheese and
maybe a couple of cookies. Since they were always starving after
school, it was a great time to get them to eat some fruits and veggies.
After school, I think they would have eaten cardboard if I arranged it
artfully enough.
Learn to Pull a Meal Out of Thin Air
You
look in the fridge and there doesn't seem to be much there. This is
where creativity kicks in. I can usually pull together a fried rice
dish or a quesadilla with just about anything. A little chicken or beef
can easily turn into chicken or beef fried rice. Chopped carrots,
chopped onion, chopped celery, a florret to broccoli chopped, one egg
and the little bit of meat, an egg and some soy sauce can easily become
an entree. Some tomato paste, dried herbs, chopped garlic and onion can
become pizza sauce. Flour, water, sugar and yeast can become pizza
crust. Greens such as fresh basil or some spinach and some cheese can
become the toppings. Cheese, spinach, peppers, and onions and a little
leftover chicken often become quesadillas for us. Cream cheese mixed
with herbs and garlic can be spread on bagels or crackers served along
with the remaining fruits or veggies to become a lighter meal. Think
about some of the appetizers you see on restaurant menus and try to
duplicate them as a lighter meal.
Learn to Say NO to Overconsumption
My
brother was complaining a couple weeks ago that his family goes through
4 gallons of milk a week. I just looked at him and said, "So stop it
and don't buy 4 gallons. Only buy 2 and see if they still survive. I
guarantee they will." He said he never says NO to milk. I disagree
wholeheartedly. Just because they will consume it doesn't mean you are
obligated to provide it to the saturation point. The nutritional needs
AND the family budget need to be balanced. In our house, if we are out
of milk, that means we are out of milk until shopping day. It taught
our kids to ration things out a bit and to not be gluttonous about
consuming all they wanted. If your kids can holler, "Mom, we are out of
milk," and you replace it within 24 hours, you might consider
evaluating consumption habits. Allowing family members to think they
can consume from a limitless well is both expensive and leads to bad
eating habits.
The point of this post is to
think a few years back and consider how your grandmother would manage
her household. As you get ready to pull an item off the shelf, ask
yourself if your grandmother would have bought that item. If not, what
would she have used instead? Bets are it is a lot cheaper than what you
are about to buy.